Mold and Mildew Removal – So, mold hasn’t really been in the headlines lately; what, with all the doom and gloom they can report on concerning more obvious matters, but there are still many issues out there that people should really try to be aware of.
One of the biggest problems with the Mold Removal industry is the expense. Lets face it, no one ever really counts on having to spend a couple of thousand of dollars to deal with their attic, right? Unfortunately, that usually ends up being the case and it makes the whole procedure unapproachable to the average family.
At the Mold Wranglers of Montana, we are always upset when this is the case because to us, the health of families is the #1 priority. Thats it! Mold and mildew removal is very important.
This brings me to the topic that I intend to talk about for a couple minutes here:
Home Owners Insurance
So, you spend thousands of dollars a year on your homeowners insurance. Why, exactly? To protect you from unforeseen expenses that arise should something happen to your home. Agreed? Good, now lets move on.
It is a shortcoming of these providers that they are purposefully canceling mold coverage out of their policies. I may be a little biased since we provide the service, but as a homeowner and overall normal person, I do believe that this is not the right way for these companies to deal with this.
During a recent internet search for current mold news, this article popped up: http://www.mold-help.org/content/view/816/ which speaks to the same effect.
So, I think the moral of the story here is to make sure you check with your insurance provider to verify that your policy does cover mold remediation. Chances are, that it won’t, so you should find out what you can and complain about it really. It is not something that should really just be plopped into your life with no warning. When a families health is at risk, the problem should be dealt with in a timely and responsible manner.
On a separate note, the price of mold remediation has been determined by the IRS to be fully tax deductible. This is a bit of an alleviation of pressure on April 15th, but still, that leaves you liable the whole rest of the year to cover the cost. Make sure you check with your tax professional before filing anything in your claim though. The deduction was awarded through a private letter ruling. If you need a copy, let us know, we’ll send one out to you.
Contact us to find out more about your mold and mildew removal options.